Ways your employees can save more this year

Did you know that 43% of people in the US saw their financial health decline in 2021? Now more than ever, employees are struggling with their finances, and we want to be here to help.

Happy 2022! The New Year is here and now is the perfect time to clean-up your finances and make a great financial start for the year ahead... Here are a few ways you can save more this year with Noble Credit Union:

• Need help setting your budget? Try out this budget calculator to anticipate your expenses, list your saving goals, and manage your income.

• Is your go-to credit card one with a high interest rate? Did you know that a new Noble Credit Union MyRewards Visa has a promotional rate as low as 0.9% APR* with 5,000 bonus points through 4/29/22? Even the non-promotional rate starts at 9.9% APR* and you could save tons of money in interest by transferring the balance over! Use your rewards points for cash back, travel, amusement parks, or thousands of other items, including electronics and more.

• Got some extra cash scattered around? Earn more by getting a better rate in a Money Market Account or investment product.

• Gift your children or grandchildren a head start on their financial future by opening a Children’s Account.

• Want to make some updates on your house? An equity loan may be just what you need. Looking for your first home? Take advantage of low interest rates and finance a new home right here at Noble.

• Discover your personal financial strengths and weaknesses with the Financial Wellness Assessment and find out where and how you can improve your financial situation.

Don’t forget! Enjoy personal service through Zoom or over the phone, by reaching out directly to your personal banker, Martin! No need to call the main phone line or go into a branch. Click or scan the QR Code for an appointment.

*APR = Annual Percentage Rate. Offer available for new Visa credit cards booked November 1, 2021-April 23, 2022. Granting of promotional rate of 0.9% APR dependent upon member qualifications. If approved, purchases, balance transfers, and cash advances posted through May 30, 2022 will be made at the promotional rate of 0.9% APR. After May 30, 2022, any transactions posted will be made at the cardholder’s approved standard rate. Approved standard rate is based on many factors, we will give you the best rate possible. If at any time the account becomes delinquent, all balances will revert to the cardholder’s standard rate (ranging from 9.9% - 18% APR). Transactions posted at the special promotional rate will accrue interest at the promotional rate until August 23, 2022, at which time any unpaid balances will revert to the cardholder’s standard rate. Payments will be applied to balances associated with the higher interest rate first and then to balances on the lower interest rate. Member must make at least 1 purchase with the card and must register the card to receive the 5,000 bonus points. Membership eligibility required as well as a valid CA DL or a federally issued identification card. Savings account must be opened with a minimum $5 deposit. Must be 18 years or older.